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Best 10 Journal Prompts For Money Mindset

journal prompts for money mindset


Money is a topic that can be hard to talk about. This is especially true if you’re struggling with your finances and don’t know what to do about it. If this sounds like you, then this article is for you! We’ve created a list of 10 journal prompts for money mindset that will help get you started on becoming more aware of how your relationship with money impacts your life and your future—and how changing it can help make things better in the long run.

Also read: Money Mindset Challenge: Billionaire Mindset.

What are Journal Prompts for Money Mindset?

A lot of us have a hard time getting our money right. We might have some financial stability, but we’re not sure how to get the most out of our money.

What if you could change your relationship with money? What if you could use journaling to make sure that you’re always making the best decisions with your money?

Journal prompts for money mindset can help you do just that! Whatever your relationship with money is right now, journaling can help you better understand your feelings around it.

Journaling can be a great way to get in touch with what you need in order to feel more secure about your finances so that you can make better decisions about how you spend money and what goals are most important for you.

To get started, try the following journal prompts for money mindset.

My 10 favorite journal prompts for money mindset

journal prompts for money mindset

Also read: Your Mindset Is Everything!

When was the first time that you can remember hearing about money?

The first time you heard about money is an interesting question to ask yourself. It’s easy to associate money with being grown-up and having a job, but this wasn’t always the case. The first time I heard about money was when my parents gave me an allowance for doing chores around the house or when I would earn extra cash from helping out neighbors with small tasks.

I think one of the most important things that have helped me develop a positive mindset towards money is realizing how much of it there really is. There are so many ways to earn money and save up for things that you need or want to do with your life.

My advice for others who want to improve their mindset about money would be: look for opportunities where you can make some extra cash! You never know what might happen if you take action today!

I am so grateful for all the opportunities that have been given to me because of this blog. I’ve met some amazing people who have changed my life and pushed me in ways that are hard to describe.

If you want to start a blog for yourself, I recommend WordPress. It is the most popular blogging platform in the world. It has tons of free themes that are easy to use. The best part about it is that it is free and easy to use. You can create your own website or blog for free with WordPress.

How does money make you feel?

Money is a powerful force. It can make you feel secure, safe, confident, and powerful. It can also make you happy because it makes life easier when you have money to spend. If you are in control of your finances and have enough money to live comfortably then that is the way that I would like to feel about money!

In this journal prompt, explore these questions by writing down your thoughts on how money affects your mood and happiness level on a daily basis.

journal prompts for money mindset

What are your beliefs around money?

A belief is something you believe to be true. It’s a thought that is held in your mind about money, but it also has an impact on how you feel and behave. For example, “I am poor” or “I have enough money for now” are beliefs about money.

For this exercise, think about what your personal beliefs around money are and consider how they affect your relationship with money. Do these beliefs make it easy for you to make smart decisions? Are there any behaviors or actions associated with these beliefs that might be holding you back from achieving financial freedom?

How did your parents feel about money?

Think back to your childhood. What were your parents’ financial habits? How did they handle money in your family? What financial lessons did you learn from them?

Money is a sensitive topic for many people, but it deserves a place in our journals. It’s worth exploring how our upbringing has shaped our relationships with money and what we can do about that now that we’re grown-ups.

What is your biggest financial goal right now?

The first thing you want to do is define the problem. Otherwise, how will you know if your solution is effective? It’s as simple as that.

Setting goals is a great way to set yourself up for success. When it comes down to it, an individual’s financial habits are shaped by their goals and what they hope to accomplish in life. So before jumping head first into any new financial endeavor, make sure that you’ve defined what exactly those endeavors are going to be!

Don’t worry so much about other people’s goals either – there’s no rule saying your goals have to be identical or even similar! You should feel free when setting these things up; just stay realistic about them and don’t allow them (or anyone else) dictate what kind of life path YOU want for yourself.

journal prompts for money mindset

Which financial goal do you want to achieve within the next 6 months and what’s the first action step you need to take in order to achieve it?

If you’re looking for some inspiration on how to better manage your finances, try this prompt. First, identify a financial goal that you want to achieve within the next six months. Then ask yourself: What’s the first action step I need to take in order to achieve it?

After answering those questions, think about what would happen once you achieve your goal and write down three things that would make the biggest difference in your life (e.g., “I’ll be able to buy my dream house,” or “I won’t have any more debt”).

Why is this financial goal important to you?

You may find that your financial goal is important because it’s something you want for yourself or for your family. You could be saving for retirement, or maybe you want to take a vacation with the kids this summer. Maybe it’s something more personal—maybe you want to buy a new car, or pay off your debts so they don’t weigh on your mind so much. Whatever the case, write about why this goal is important to you and how achieving it will make a difference in either today’s life or tomorrow’s future.

What are the top 3 things you would do once you achieve your financial goal?

Once you’ve reached your financial goal, what will be the first thing to do?

It’s always important to have a plan for how you are going to use that money. It can be hard to think about spending it on something fun when it was so difficult and stressful working so hard just to get there! But don’t let that keep you from enjoying the fruits of your labor! What are three things that would make up the best way to spend the money in your life?

Maybe you want a vacation or maybe buy a house. Or perhaps save up for retirement or pay off debt. Whatever it may be, give yourself permission now for some fun in what is sure to come after this hard work has paid off!

What is stopping you from achieving your financial goals right now?

When you think about your financial goals, what comes to mind? Are they easy to achieve or difficult? If you have a hard time achieving them, it may be because of a few factors.

  • You don’t have the time or money to invest in your financial goals. For example, if you want to buy a house but don’t have enough money saved up yet, then it will be difficult for you to achieve this goal.
  • Sometimes fear gets in the way of us achieving our financial goals. For example, if someone has always been afraid of failing at something because their parents weren’t very supportive when they were growing up and told them that failure was never an option (even though it’s totally okay!), then that person might not want anything at all related with success—and therefore would never make any effort toward their financial goals if they didn’t feel like they could succeed at them!

Are there ways to work around these roadblocks or setbacks that you’re currently facing in order for you to achieve your financial goals?

If you’ve identified the reasons why your finances are in the state they’re in now, then it’s time to figure out how to work around them. Are there ways for you to work around these roadblocks or setbacks that you’re currently facing? If so, what are they? If not, why not? (Note: It’s okay if there aren’t any, just be honest with yourself!) I’d love for you to share in details what those things are. If we can’t figure out how to get past them, then it’ll be harder for us to achieve our financial goals together!

journal prompts for money mindset

These powerful journal prompts for money mindset will help you get more clarity

Journaling is a great way to get clarity on your relationship with money. It can help you get in touch with your emotions and understand yourself better, which will help you understand that relationship better too.

That’s why we’ve come up with these powerful journal prompts: they’re designed to help you get more clarity on your personal relationship with money, and they’ll help you accomplish this by exploring what’s going on inside of you.

So whether it’s spending habits or saving goals or debt repayment plans—whatever it is that’s happening inside of you—this list has a prompt for every situation!


Journal prompts for a money mindset are a powerful thing. It can be the difference between living a life of abundance and living a life that’s always feeling like you’re just barely scraping by.

When you practice writing down your thoughts, it can help you get more clarity on your personal relationship with money. You’ll be able to see what’s holding you back from achieving financial goals, as well as how to work around them.

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